Bybit Introduces Fixed-Rate UTA Loans Offering Up to 10x Leverage and Up to 180-Day Borrowing

Bybit Introduces Fixed-Rate UTA Loans Offering Up to 10x Leverage and Up to 180-Day Borrowing

Bybit’s Unified Trading Account is designed to allow users to manage spot trading, derivatives trading, and borrowing activities within a single account structure using shared collateral and integrated margin management. Through UTA Loan, users can borrow assets via Auto Borrow, triggered automatically by trading activity, or Manual Borrow, initiated in advance. With the introduction of fixed-rate borrowing, users can now choose between floating-rate flexibility and fixed-rate cost certainty, while maintaining access to up to 10x leverage for eligible trading activities. The new fixed-rate option represents a significant expansion of UTA Loan, which previously focused on floating-rate borrowing with interest calculated on an hourly basis and without predefined loan maturities, a structure primarily suited for short-term funding needs. By contrast, the new fixed-rate option allows users t

Source: https://dailyhodl.com/2026/02/28/bybit-introduces-fixed-rate-uta-loans-offering-up-to-10x-leverage-and-up-to-180-day-borrowing/